3 Financial Accounts Every Woman Should Consider Having
Financial confidence doesn’t come from hoping nothing goes wrong — it comes from being prepared.
In this video, I walk through three types of accounts I believe every woman should consider having. Not because something bad is guaranteed to happen, but because having the right financial structure in place can provide confidence, flexibility, and long-term independence.
In this video, I talk about:
A True Emergency Fund — why keeping 3–6 months of expenses in a dedicated high-yield savings or money market account can help you handle unexpected events like job loss, medical expenses, or home repairs without derailing your long-term plans.
A Retirement Account In Your Own Name — why I encourage every woman to have retirement savings that are truly hers, whether through a 401(k), IRA, or spousal IRA.
A Flexible Fund — a separate account that gives you the freedom to pursue opportunities, help family members, take time away from work, or invest in something meaningful to you.
These accounts serve different purposes, but together they can help create financial stability, confidence, and optionality.
If you’d like help thinking through how these ideas apply to your own situation, I’d be happy to talk. You can schedule a complimentary consultation and we can walk through it together: https://calendly.com/winstone-wealth-partners/financial-consultation-with-lauren-smith